Property Manager Program
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Turn insurance into a stickier, easier part of your offering
A turnkey investor-insurance program that strengthens owner retention, runs with almost no lift for your team, and keeps the property owner as the primary named insured throughout.
More value for owners. Less work for you.
Stickier owner relationships
Bundling investor-grade coverage into your management offering gives owners one more reason to stay. It deepens the relationship and raises the switching cost of leaving.
Easy to run
You make the introduction; we handle quoting, binding, documentation, and servicing. The owner stays the named insured, so it's their policy — not a liability you carry.
Built for scale
Homes roll up under the owner's policy on a single schedule of values. Add or remove doors as the portfolio changes — no starting over for each property.
From introduction to fully scheduled — the whole process
The property owner is set up as the primary named insured first; homes are quoted, approved, and added from there.
Onboard the owner
Property owner (PO) is set up as the primary named insured; entity (LLC / Trust / INC) verified.
Quote
We gather property details and prepare the investor quote — coverage, limits, and pricing.
Owner approves
The owner reviews and approves coverage and terms. Nothing binds without sign-off.
Add the homes
Approved properties are added to the policy on the owner's schedule of values.
Service all year
Add or remove homes, issue certificates, and handle renewals throughout the year.
How homes roll up under one owner policy
Each approved property sits on the owner's master policy with its own values — added and removed as the portfolio changes. (Illustrative example.)
| Property | Entity / Named Insured | Coverage Basis | Status |
|---|---|---|---|
| PO — Primary Named Insured Owner entity established | 123 Holdings, LLC | — | Onboarded |
| 101 Oak St — Long-term rental | 123 Holdings, LLC | RCV | Active |
| 204 Pine Ave — STR | 123 Holdings, LLC | RCV | Active |
| 56 Maple Dr — In rehab | 123 Holdings, LLC | RCV (rental policy) | Added |
| 78 Cedar Ct — New acquisition | 123 Holdings, LLC | RCV | Pending approval |
Sample for illustration only — actual coverage basis and eligibility depend on the carrier and property.
Let's build the program around your owners
We'll walk your team through the flow, the owner experience, and how it fits into what you already do.